Welcome to the Small Business Loan Regitsration

About Small Business Loans

Small Business Loans are designed to help entrepreneurs and business owners access the funds they need to grow, expand, or stabilize their operations. These loans can be used for purposes such as purchasing inventory, upgrading equipment, hiring staff, or managing cash flow.

Note: To ensure your Small Business Loan application is processed without delays, make sure your business name and registration details match exactly with your CAC and tax documents. Provide an active and reachable phone number for verification, and submit clear, legible copies of all required documents such as business registration certificates, financial statements, and bank account details. Double-check that all figures in your application are accurate, and complete every required field, as incomplete applications will not be considered. Before you begin, please review our Small Business Loan Eligibility & Contact Information to ensure you meet the requirements.

Small Business Loan Form

BUSINESS DETAILS


BUSINESS REGISTRATION DOCUMENTS

APPLICANT/OWNER INFORMATION

PRIMARY APPLICANT DETAILS

BUSINESS PARTNERS/DIRECTORS (if applicable)

Partner/Director 1:

Partner/Director 2:

FINANCIAL INFORMATION

BUSINESS BANKING DETAILS

Other Bank Accounts

BUSINESS FINANCIAL PERFORMANCE

ASSETS AND LIABILITIES

Business Assets

Current Liabilities

LOAN REQUEST DETAILS

LOAN REQUIREMENTS

REPAYMENT PLAN

BUSINESS PLAN AND PROJECTIONS

BUSINESS OVERVIEW

FINANCIAL PROJECTIONS (Next 12 Months)

Projected Monthly Revenue:

USE OF LOAN IMPACT

COLLATERAL AND SECURITY

COLLATERAL OFFERED

Property Details (if applicable):

GUARANTOR INFORMATION

Guarantor 1:

Guarantor 2:

BUSINESS REFERENCES

SUPPLIER REFERENCES

Supplier 1:

Supplier 2:

CUSTOMER REFERENCES

Major Customer 1

Major Customer 2

PROFESSIONAL REFERENCES

Accountant/Auditor

Legal Adviser

REQUIRED DOCUMENTS

File Requirements:
   •Formats: PDF, JPG, PNG, DOC, DOCX 
   • Maximum size: 3MB per file 
   • Clear, readable scans required 

PERSONAL DOCUMENTS

COLLATERAL DOCUMENTS:

REQUIRED DOCUMENTS CHECKLIST

BUSINESS COMPLIANCE AND CERTIFICATIONS

REGULATORY COMPLIANCE

Professional Registrations:

INSURANCE COVERAGE

LEGAL DECLARATIONS AND CONSENTS

I/We, the undersigned, hereby declare that:

APPLICANT SIGNATURE

Primary Applicant:

Business Partner/Co-Applicant (if applicable):

GUARANTOR SIGNATURES

Guarantor 1:

I hereby guarantee the repayment of this loan and consent to all terms.

GUARANTOR SIGNATURES

Guarantor 2:

I hereby guarantee the repayment of this loan and consent to all terms.

FOR OFFICE USE ONLY

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APPLICATION PROCESSING RECORD

VERIFICATION PROCESS

CREDIT ASSESSMENT

BUSINESS EVALUATION:

APPROVAL PROCESS:

FINAL APPROVAL

DISBURSEMENT DETAILS

Final Step: Application Fee

To proceed with your loan application, a ₦1,000 non-refundable registration fee is required. This single fee covers all loan types, including Quick Loan, Small Business Loan, Salary Advancement Loan, and Student Loan.

Note: Your application will not be submitted until payment is completed. This fee supports verification and processing, ensuring your application is reviewed promptly.

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ELIGIBILITY CRITERIA:

– Registered Nigerian business

– Minimum 1 year in operation

– Satisfactory financial performance

LOAN FEATURES:

✓ Competitive Interest Rates

✓ Flexible Repayment Terms

✓ No Hidden Charges

✓ Quick Processing

✓ Business Advisory Support

✓ Relationship Banking Benefits

✓ Top-up Facility Available

✓ Early Repayment Options

DISBURSEMENT OPTIONS:

– Full Amount: Upon approval and documentation

– Staged Disbursement: As per business needs

– Direct to Suppliers: For equipment/inventory purchases

– Escrow Account: For large projects

CONTACT INFORMATION

REAL Recruitment Employment Agency Limited

Address: Business Centre, 36, Oluwole Street, Ejigbo, Lagos State, Nigeria
Phone: 0904 342 0796

Email: info@reallending.ng
Website: www.reallending.ng

For Loan Inquiries: loans@reallending.ng

Customer Service: support@reallending.ng

Business Loan Department:

Email: businessloans@reallending.ng

Direct Line: 09043420796

WhatsApp Business: 09043420796

OFFICE HOURS

Monday – Friday: 8:00 AM – 6:00 PM

Saturday: 9:00 AM – 4:00 PM

Sunday: Closed

 

Business Advisory Hours: Monday – Friday: 8:00 AM – 8:00 PM

PROCESSING TIMELINE:

– Initial Review: 2-3 business days

– Document Verification: 3-5 business days

– Business Site Visit: 2-3 business days

– Credit Assessment: 2-3 business days

– Committee Review: 1-2 business days

– Final Approval: 1-2 business days

– Total Processing Time: 11-18 business days