Welcome to the Student Loan Application

About Student Loans

Student Loans are designed to support tuition fees, study materials, and other educational expenses. This loan type offers flexible repayment options to help students focus on their academic goals without financial stress.

Note: Please complete all required fields accurately to ensure a smooth application process. Student Loans may require verification from your school or institution. Be prepared to provide proof of enrollment, a valid ID, and bank details before submitting your application. Before you begin, please check our Student Loan Eligibility & Contact Information to ensure you meet the requirements.

Student Loan Application Form

STUDENT INFORMATION


CONTACT INFORMATION

EDUCATIONAL INFORMATION

CURRENT ACADEMIC STATUS

ACADEMIC PERFORMANCE

Previous Academic Results

EDUCATIONAL HISTORY

Previous Institution (if transfer)

FAMILY FINANCIAL STATUS

STUDENT FINANCIAL STATUS

Current Bank Account

LOAN REQUIREMENTS

Breakdown of Expenses

REPAYMENT PREFERENCES

PRIMARY GUARANTOR

SECONDARY GUARANTOR

CAREER PLANNING

EMPLOYMENT LINKAGE

REQUIRED DOCUMENTS

File Requirements:
   •Formats: PDF, JPG, PNG, DOC, DOCX 
   • Maximum size: 3MB per file 
   • Clear, readable scans required 

LOAN PURPOSE BREAKDOWN

LEGAL DECLARATIONS


GUARANTOR DECLARATIONS

PRIMARY GUARANTOR:

I hereby guarantee the repayment of this loan and consent to:

Signature

SECONDARY GUARANTOR:

I hereby guarantee the repayment of this loan and consent to:

Signature

Student Signature

I have read, understood, and agree to all terms and conditions stated above.

Signature

FOR OFFICE USE ONLY

Message:
⚠ For OFFICE Use Only – This section is reserved for internal processing departments. Applicants should leave this area blank.

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DISBURSEMENT INSTRUCTIONS:

Final Step: Application Fee

To proceed with your loan application, a ₦1,000 non-refundable registration fee is required. This single fee covers all loan types, including Quick Loan, Small Business Loan, Salary Advancement Loan, and Student Loan.

Note: Your application will not be submitted until payment is completed. This fee supports verification and processing, ensuring your application is reviewed promptly.

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ELIGIBILITY CRITERIA:

– Nigerian citizen or permanent resident

– Enrolled in accredited institution

– Minimum age of 18 years

– Satisfactory academic performance

– Reliable guarantors

– Clear credit history

– Demonstrated financial need

PROCESSING TIMELINE:

– Initial Review: 2-3 business days

– Document Verification: 3-5 business days

– Academic Verification: 2-3 business days

– Guarantor Verification: 2-3 business days

– Final Approval: 1-2 business days

– Total Processing Time: 10-16 business days

DISBURSEMENT SCHEDULE:

– Direct to Institution: 1-2 business days after approval

– Partial Disbursement: As per academic calendar

– Emergency Disbursement: Same day (additional fees apply)

SPECIAL FEATURES:

✓ Competitive Interest Rates for Students

✓ Flexible Repayment Options

✓ Grace Period After Graduation

✓ Career Development Support

✓ Job Placement Assistance

✓ Professional Mentorship Programs

✓ Academic Progress Monitoring

✓ Financial Literacy Training

CONTACT INFORMATION

REAL Recruitment Employment Agency Limited

Address: Business Centre, Oluwole Street, 36, Ejigbo, Lagos State, Nigeria
Phone: 0904 342 0796

Email: info@reallending.ng
Website: www.reallending.ng

For Loan Inquiries: loans@reallending.ng

Customer Service: support@reallending.ng

OFFICE HOURS

  • Monday – Friday: 8:00 AM – 6:00 PM

  • Saturday: 9:00 AM – 4:00 PM

  • Sunday: Closed

Student Support Hours: Monday – Friday: 8:00 AM – 8:00 PM