Frequently Asked Questions (FAQ)

Recruitment Services

What types of jobs do you recruit for?

We recruit across multiple sectors including:

Healthcare (nurses, healthcare assistants, support workers, registered managers)
Administration (office managers, data entry, customer service)
Hospitality (chefs, kitchen assistants, housekeeping)
Logistics (drivers, warehouse staff, forklift operators)
Education (teachers, teaching assistants, support staff)

How do I register as a job seeker?

Registration is simple and free:

Visit our website and click “Register as Job Seeker”
Complete the online form with your details
Upload your CV and relevant certificates
Our team will review and contact you within 48 hours
We match you with suitable opportunities

Is there a fee for job seekers?

No. All our services for job seekers are completely free. We never charge candidates for
registration, CV review, interview preparation, or job placement. Our fees come from
employers who hire through us.

How long does the recruitment process take?

Timeline varies by position:

Local Nigerian positions: 1-3 weeks from application to placement
UK international placements: 3-6 months (includes visa processing, DBS checks,
compliance)
Emergency staffing: 24-48 hours for urgent positions

Do you provide training?

Yes! We offer:

Care Certificate training
RQF/NVQ Levels 2-6 qualifications
Mandatory professional training
Interview preparation and CV guidance
Client-specific training programs

Employment-Linked Loans

What is an employment-linked loan?

An employment-linked loan is a financial product designed specifically for job seekers and employees. The loan is tied to your employment status, with repayment structured around your salary or job placement timeline.

Who can apply for a loan?

We offer loans to:

Job seekers preparing for employment (visa fees, travel, training)
REAL staff members (preferential rates 10-15% interest)
Employed professionals needing financial support
Students pursuing education
Small business owners growing their businesses

What are the interest rates?

Our competitive rates:

Job Seekers: 8–12% annually
REAL Staff Members: 2–5% annually (best rates!)
Employed Professionals: 5–8% annually
Student Loans: 5–10% annually
Small Business Loans: 10–15% annually
Salary Advancement: 3–7% annually

How much can I borrow?

Loan amounts vary by type:

Minimum: ₦20,000
Maximum for job seekers: ₦150,000
Maximum for other categories: ₦500,000
Repayment period: 1–12 months

How quickly can I get a loan?

Our process is fast:

Application: Submit online (10 minutes)
Verification: 24–48 hours
Approval: 2–3 business days
Disbursement: Funds deposited within 1–2 days after approval

Total timeline: 3–7 days from application to receiving funds.

What documents do I need?

Required documents:

Valid government-issued ID (National ID, Driver’s License, International Passport)
Proof of address (utility bill, bank statement)
Bank account details
Employment letter or offer letter (if applicable)
Guarantor information (for larger loans)

How do I repay the loan?

Repayment options:

Direct debit from your salary (for employed professionals)
Bank transfer (monthly installments)
Mobile payment (via Paystack, Remita)
Flexible schedules (1–12 months)

UK International Placements

Do you help with UK job placements?

Yes! We are partnered with Alwayz Positive Limited (UK), a licensed UK sponsor (Company No: 10640281). We facilitate international placements for qualified Nigerian professionals.

What is a UK Sponsor Licence?

A UK Sponsor Licence allows our UK partner to sponsor international workers for UK employment. We can issue Certificates of Sponsorship (COS) for eligible positions, enabling you to apply for a UK work visa.

What jobs are available in the UK?

High-demand UK positions:

Healthcare workers (nurses, healthcare assistants, support workers)
Registered managers (care homes, nursing facilities)
IT professionals (software developers, data analysts)
Engineers (civil, mechanical, electrical)
Hospitality staff (chefs, hotel managers)

What are the requirements for UK placement?

You must meet:

Job eligibility: Position on UK skilled worker occupation list
Salary threshold: Minimum £29,000–£38,700 (depending on role)
English language: IELTS UKVI or equivalent (minimum B1 level)
Qualifications: Relevant degree or professional certification
Health: TB test certificate from approved clinic
Character: Police clearance certificate

How much does UK placement cost?

For job seekers: FREE. We do not charge candidates.

Costs you bear:

UK visa fee: £719 (3-year visa)
Immigration Health Surcharge (IHS): £1,035/year
TB test: ₦35,000–50,000
IELTS test: ₦75,000–85,000
Police clearance: ₦5,000–10,000
Travel and biometrics

We offer employment-linked loans to cover these costs!

How long does UK placement take?

Typical timeline:

Application and selection: 2–4 weeks
COS assignment: 1–2 weeks
Document preparation: 2–4 weeks (TB test, IELTS, police clearance)
Visa application and processing: 3–8 weeks
Travel to UK: Within 90 days of visa approval

Total: 3–6 months from start to UK arrival.

What support do you provide for UK placements?

We provide:

Job matching and application support
Certificate of Sponsorship (COS) from UK partner
Visa application guidance
Document preparation assistance
Pre-departure orientation
Employment-linked loans for visa costs
Post-arrival support in the UK

Payroll and HR Solutions

What payroll services do you offer?

Comprehensive payroll management:

Monthly salary processing
PAYE tax calculation and remittance
Pension contributions (PFA compliance)
Payslip generation and distribution
Year-end tax reporting
Multi-location payroll support

How much do payroll services cost?

Flexible pricing tiers:

REAL Essentials: ₦2,500–3,500 per employee/month (SMEs, basic payroll)
REAL Professional: ₦3,500–5,000 per employee/month (mid-sized, advanced features)
REAL Enterprise: ₦5,000–7,500 per employee/month (large organizations, dedicated support)

Can employees access payslips online?

Yes! Through our upcoming mobile app, employees can:

View and download payslips
Check salary details
Access employment documents
Apply for salary advancement loans
Manage their profile

Do you handle tax compliance?

Absolutely. We ensure full compliance with:

Federal Inland Revenue Service (FIRS) – PAYE
Pension Fund Administrators (PFA)
Industrial Training Fund (ITF)
Nigeria Social Insurance Trust Fund (NSITF)
State tax authorities

General Questions

Where are you located?

Nigeria Office: Business Centre, Oluwole Street, Ejigbo, Lagos State, Nigeria
Phone: +234 904 342 0796
Email: admin@reallending.ng

UK Partner Office:
Alwayz Positive Limited

How do I contact you?

Multiple ways to reach us:

Phone: +234 904 342 0796
Email: admin@reallending.ng
WhatsApp: +234 904 342 0796
Website: www.reallending.ng
Social Media: Facebook, LinkedIn, Twitter, Instagram

We respond to all inquiries within 24 hours on business days.

The Trampery, 639 High Road, Tottenham, London N17 8AA, UK
Phone: +44 20 7101 4548
Email: team@alwayzpositive.com

Are you licensed and regulated?

Yes. We operate in full compliance with:

Nigerian regulatory authorities
Special Control Unit Against Money Laundering (SCUML) – registered
National Identity Management Commission (NIMC) – agent application submitted
UK Home Office – through our UK partner’s sponsor licence
Data protection regulations (NDPC)

How do I become a partner?

We welcome partnerships:

Microfinance Banks (MFBs): Partner with us to fund employment-secured loans
Employers: Register to access our candidate database
Training Providers: Collaborate on skills development programs

Still Have Questions?

We’re here to help!

Phone: +234 904 342 0796
Email: admin@reallending.ng
WhatsApp: Click the WhatsApp icon on our website
Visit: Book an appointment through our website

Business Hours:

Monday – Friday: 8:00 AM – 6:00 PM
Saturday: 9:00 AM – 2:00 PM
Sunday: Closed